If you have a poor credit rating or no current income (because, for example, you are a full-time student), most landlords or property managers of new York City rental apartments will accept a co-signer, or a guarantor, on a lease. This means that a person other than yourself--the guarantor--becomes responsible for all the terms of your lease, and is legally liable for the entire rent on the apartment, even if you are sharing the space with a roommate. See also: the Guarantor page in the Urban Edge Resources For Renters Guide.

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